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Why choose Andalucia Realty

Andalucia Realty is a leading real estate agency in Marbella that places at your disposal the knowledge and experience acquired over 20 years of working in the property market of Marbella, Estepona and Benahavis.

We are proud members of AIPP: Association of International Property Professionals, RAIC: Red de Asesores Inmobiliarios Qualificados y AEGI: Asociación Empresarial de Gestión Inmobiliaria and are also certified Real Estate Brokers of two major Spanish banks

We only list quality properties that are in good condition, offer good value for money and are free of legal problems. Additionnaly, we have access to most properties on the market through our extensive network of agents and we will thouroughly search them to make sure we find you the property that perfectly matches your requirements.

We will take good care of you throughout the entire process, from making your initial travel plans to viewing your property, through to completing the sale and beyond, making sure you are very well assisted at all times.

Our experienced, multi-lingual staff are at your complete disposal.

Recent Updates:

How to sell my property in Spain?

How to sell my property in Spain?

If you want to sell your property in Spain, you have probably wondered how is the best way to do it and where to get potential buyers. The main touristic areas of Spain as The Costa del Sol, Barcelona or Madrid, are highly demanded by both local and foreigners buyers.

However reaching these clients might become difficult for individual owners as they don’t have the resources and accesses that Real Estates have. Selling a house on line is not as easy as you may think, but in this post we are going to give you a few tips to improve the chances of selling your home faster.

How to sell my property online?

Thanks to internet there are no barriers and any buyer around the globe can purchase a property in Spain. In order to be more successful in the sale your marketing will have to be dedicated and orientated to the right customers. Don’t try to sell a luxury villa to a medium-low budged market! Take a look at the following advices:

  • Segmentation: Start with the basic. Make a study of which population and country are more likely to buy your property. The web is very big for you to cover all places, therefore a direct marketing orientated to the people you are aiming at will be more effective. As an example, if you want to target the Chinese or Arabic market, the marketing has to be completely different than the Russian market.
  • Channels: The easiest way to publish your property is in property portals. In Spain, the most popular ones are Fotocasa, Milanuncios and Idealista, but there are more and more each day! Wallapop, vibbo, resales, or even Facebook are moving to the real estate market. The majority of this portals are not free, and there are some others exclusive for real estates. Depending on the country you want to publish your property you should check which portals are the most used. Do some research!
  • Property display: Doesn’t matter if you are going to publish just in Spain or in many other countries, the property must look good. Try to go neutral on the decoration, take out all the family pictures, remove jars and bottles from the bathroom, open all the shutters and tidy every room… An image is worth a thousand words! And your property pictures are the first thing any potential buyer is going to see. Make a good impression!

Inconveniences and problems of selling your house online by your own:

The experience of a Real Estate agent would help you if you want to sell your property online. The procedure will be easier and simpler thanks to their knowledge in the field. Furthermore there are some issues that you have to take into account if you are willing to do the process by your own.

  • Communication problems: If you publish your property online, (specially in property portals) you will start receiving lots of contacts that may not speak your language. The communication will become very difficult and the sale will probably not be achieved. A real estate agency will have a multilingual team to provide a proactive and personal service, attending to each customer according to their needs.
  • Availability: The moment your property is online your phone may ring at any time, and you should be able to pick up calls and answer emails all day long. Losing a call or replying late to an email is losing the sale! However being always available is very difficult for an individual owner. Agencies will be in charge of managing the calls and emails so you don’t have to worry!
  • Filtering clients: If you decide to hire an agency to sell your property in Spain, they will be talking to the clients and qualifying them. Not every client is suitable for your property!, there are many nosey people, clients with a bad financial situation, or informal people who will never attend the appointments. If you decide to go with an agency, they will be in charge of managing this clients and situations, so you don’t have to worry!

From Andalucia Realty we help you selling your property in The Costa del Sol. Our exclusive clients get our complete marketing package valued at 2.300 absolutely free! Click on the link for more information.

Mortgages Interest Rates in Spain: Fixed or variable? The dilemma of housing finance

Mortgages Interest Rates in Spain: Fixed or variable? The dilemma of housing finance

If you are going to buy a house in Spain in 2018, you have probably wondered which is the best option for chosing a mortgage: Fixed or variable interest rates?

If you already own a property, you may ask yourself if it is time to renegotiate your mortgage with variable interest to a fixed one.

Mortgages: Fixed or variable interest?

In this article we will go through different opinions of financial and real estate experts. Let’s start with an overview of the current situation of the interests:

At the moment, banks are offering mortgages at a fixed rate of 2 to 2.5%.

In January 2018, the Euribor was negative: -0.187%. As an example, if you have a variable interest rate mortgage and the differential is 1.5%, the interest that would apply to your mortgage loan would be 1.314%

As a comparision the Euribor peaks occurred in 2008, with rates above 5%:

With the new Real Estate Credit Bill, or “New Mortgage Law”, the Spanish Government intends to offer greater flexibility to change from a variable interest rate mortgage to a fixed one. The client who wants to transform his mortgage will assume less costs thanks to the New Law:

  • The reimbursement commission that may be charged by any financial institution as compensation will be 0.25% maximum.
  • Registration and notarial expenses will be 90% less

Financial experts and Investors have agreed that the rate increase could occur before the end of Mario Draghi’s term in the European Central Bank, in October 2019. Therefore, this increase, will take place at the beginning of 2019.

The annual report of the analysis department of Bankinter presents a forecast of the Euribor for 2018 and 2019 and extract the following conclusions: interest rates will remain at the current levels with the Euribor in 2018 between – 0.30% and 0.20%. The forecast for 2019 anticipates increases that will set the Euribor at a minimum of 0.00% and a maximum of 0.40%, with a central scenario of 0.19%.

The president of the AHE believes that in 2018 the new mortgage law will consolidate the fixed rate market, because they are very attractive based on the security they offer although they can be seen as “more expensive”.

It’s time to take out a mortgage:

Pau Monserrat, professor of Economics at the UIB, says it is a good time to hire a mortgage, for clients who had saved 10% or 12% of the price of the property they want to acquire in order to pay the expenses associated with the purchase: agency, notary, registry and taxes.

In general, is expected a similar number of fixed and variable rate mortgages in 2018.

Trend of the Euribor, since 2006. Source: Rankia

The professional advice that we can give you is to ask a real estate agent in your area about your particular situation. He or she will will be able to make an estimation of your financial situation to ask for a mortgage and purchase you new home.

In Andalucia Realty we are real estate experts in the area of Marbella, Mijas, Estepona or Benahavis . Therefore if you want to buy a home in Costa del Sol we are ready to advise you in any procedure. Visit our website at andaluciarealty.com

Are you looking to buy a house? 7 tricks to live in a small apartment.

Are you looking to buy a house? 7 tricks to live in a small apartment.

If you choose to buy a cozy apartment or a modern studio, this tricks and tips are made for you. Smaller houses can be a challenge, but with some advice you could make the most of each corner. Follow this 7 tricks to live in a small apartment that feels big!

Dr House Tips:

  • There is one thing that suits your home (and indeed, every home in the world): order. If your space is very limited, you must sharpen your sense of organization and find ins and outs that can be very useful! Thirty or forty square meters can be more than enough to live!
  • Choose sliding doors and windows. In this way you can reduce the space they occupy when opening them, and they adapt very well to any space. You can also choose folding doors. You can find them in pvc or glazed (which give a very elegant touch to the rooms).
  • Eliminate barriers and unnecessary walls. Go for an open floor concept that can offer a sense of spaciousness. If you have a wall between the kitchen and the dining room, demolish it and connect them. You will find that you have more space and the room look bigger.
  • Go vertical. If you have a small bathroom, use the space available on the walls to place storage units: up to ceiling shelves or wardrobes over the sink. You will have much more space to move around!
  • If you hang your lamp of a rail system, you can move the light where it suits you best: over the dining table for an evening with friends or hang it over the sofa to read your favorite book. It will be very easy to take the light anywhere!
  • If your bedroom is also your living room, a sofa bed can be the best option for you: combine it with large cushions and you will have the best of the armchairs to watch your favorite movies and the best of the beds when you turn off the light.
  • Folding tables are the best solution for small dining rooms or for improvising corners in your home, you can have a dining room in a passage area!

I’m sure you can think of a few more. Do you live in a small apartment? What advice would you add to those who now have in mind to acquire one of them?

If you are looking to buy an apartment in Costa del Sol, access our website and you will find the right property for you.

I want to buy an apartment in Spain. What should I do?

I want to buy an apartment in Spain. What should I do?

If I want to buy a flat in Spain, it is normal that the first thing I would do is research on internet and check for professional advice. That’s why from Andalucía Realty we want to give you a series of tips about the real estate market in Spain so you can have a better understanding of the process.

Spanish market overview:

The purchase and sale of properties throughout Spain has been changing during the past years. The downturn created by the crisis has already finished, and the market has already recovered, accompanied in many cases by price increases.

I is true that both rentals and purchases were intended for different groups of customers. To give an example young people would rent their first apartment and start thinking about owning a house at the age of 35.

Now, since the outbreak of the housing crisis in 2007, in some cases there are more and more young people and families who choose to buy a home. Not only as a first home, but as an investment, as the demand for rentals are booming. This increase is bigger in coastal areas such as Costa del Sol or Marbella, with a high demand for holiday and seasonal rentals.

Steps to buy a flat:

If you want to buy a property with full guarantees, these are the steps you should follow. If you want to know more about them, check our 10 -Step guide to buy a property in Spain.

  1. Research the area you like
  2. Set a budget
  3. Check with your bank the possibility of a mortgage.
  4. Choose a trust real estate agent to guide you through all the process
  5. Check all the legality of the property (You can check our guide “Documents needed before buying a property”)
  6. Check the property for structural damage or any needed refurbishment
  7. With the help of your Real Estate Agent make an offer for the property.
  8. Ask for the mortgage (if needed)
  9. Order an appraisal on the property
  10. Check you have revised all the paperwork needed
  11. Sign the buying contract at the Notary.

If you have already decided to buy a flat in Marbella and the Costa del Sol we recommend that you take a look at our website where you can find the best apartments for sale in Marbella, Estepona, Mijas or Benahavis.

Adaptation from “Quiero comprar un piso. Consejos inmobiliarios“  in AgoraMLS.com by José Carlos Carrasquet Godina

What's on in Marbella, Estepona and Mijas in September: Markets, museums, theaters, concerts and much more!

What’s on in Marbella, Estepona and Mijas in September: Markets, museums, theaters, concerts and much more!

If you are going to spend your holidays in Malaga, Marbella, Estepona, or Mijas in September but you do not know what to do or what events are available in these locations this year (2018), We have the solution! Find here activities for the whole family. You can download the complete calendar and add it to your agenda by filling in the form at the end of this page.

MARBELLA:

One of the most magical and captivating events that happens on the Costa del Sol in September is the lights festival l of the Moorish Moon in Guaro. During the 7th and 8th of September, between 17:00 and 24:00, this small town near Marbella is illuminated only by the light of thousands of candles located in the streets, creating figures and a fairytale atmosphere. There are also street markets, food, and belly dance shows. Both children and adults will enjoy this event!

For art lovers, the exhibition “The graphic music of Jaume Plensa” is available from July 21 to September 8 at the Museo del Grabado. The works were made between 1982 and 2017 and review the concept of the human body from very different interpretations. The variety of graphic resources (xylographs, etchings, photoetches), as well as representation and formats stand out. (From 9 a.m. to 8 p.m.) closed Sundays and Mondays.

If you have never been in a Verbena, on the 14th  and 15th of September you have the opportunity to do so in Marbella. These events are like a small-scale fair. They have traditional music, food, attractions, fireworks horses and even a popular paella. Perfect to enjoy with children! It takes place in the neighborhood of Cristo de los Molinos.

The town of Marbella also has sports and health events. The city will host the 12th Yoga Congress of the Costa del Sol, which will take place from September 28 to 30 from 9 a.m. to 9 a.m. You can find here the program of this year.

Tennis lovers can enjoy the Seniors Masters Cup 2018 at the Puente Romano tennis club. The event will take place between September 28th and 29th, with participants such as Carlos Moya, Juan Carlos Ferrero or Marat Safin among others.

If you are looking for street markets, every Monday in the neighborhood of Las Albarizas is celebrated an open-air market with more than 360 stalls with all kinds of products, from local fruits to handicrafts. On Saturdays you can also attend a market focused on crafts and textiles in Nueva Andalucia, next to Centro Plaza.

ESTEPONA

The International Week of fantastic and horror films will be between 9 and 15 September and is completely free. The municipality of Estepona celebrates each year this event which includes much more than horror films, exhibitions, gastronomic days … Check here locations and movies for 2018.

MIJAS

Mijas Fair takes place between 5th to 9th September, with an extensive program of activities for children and adults. Concerts, fair attractions, typical food and traditional Andalusian music. All settled for a perfect evening!

Those who like history will enjoy the recreation that takes place on September 15th and 16th in the historic center of Mijas. Currently the town returns to 1812 to commemorate the victory of local troops over Napoleon’s army.

RONDA:

Ronda is an ancient mountain town of scenic views situated only 1h from Marbella. Once a year the city return to the 18th century for their “Feria goyesca”. The town gets back to the “bandoleros” age, and all citizens and many tourists dress themselves according to the fashion of the 18th century. This feria is something you can’t miss and is totally free! This year the Feria takes place between the 28th august until the 2nd of September. Although there is a night fair as well, the most stunning spectacle takes place during the day among all the streets of the old town. More information here.

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