Why choose Andalucia Realty

Andalucia Realty is a leading real estate agency in Marbella that places at your disposal the knowledge and experience acquired over 20 years of working in the property market of Marbella, Estepona and Benahavis.

We are proud members of AIPP: Association of International Property Professionals, RAIC: Red de Asesores Inmobiliarios Qualificados y AEGI: Asociación Empresarial de Gestión Inmobiliaria and are also certified Real Estate Brokers of two major Spanish banks

We only list quality properties that are in good condition, offer good value for money and are free of legal problems. Additionnaly, we have access to most properties on the market through our extensive network of agents and we will thouroughly search them to make sure we find you the property that perfectly matches your requirements.

We will take good care of you throughout the entire process, from making your initial travel plans to viewing your property, through to completing the sale and beyond, making sure you are very well assisted at all times.

Our experienced, multi-lingual staff are at your complete disposal.

Recent Updates:

How to get the NIE or the Spanish Foreigner Identification Number - For EU citizens

How to get the NIE  or the Spanish Foreigner Identification Number – For EU citizens

If you are seeking to buy a property in Spain or you want to remain within the Spanish territory for more than 3 month you have probably wonder How to get the NIE.  This document is the Document issued by the Spanish Government to acknowledge foreigners staying within their borders for more than three months.

This number is only for EU citizens and is essential for almost every transaction as open bank accounts, getting internet, or renting or buying a property.

There are several options on how to get the NIE, you can pay an agency to do all the paperwork for you, (although you must be present on the appointment day), or you can do it on your own. If you choose to do it on your own, we recommend you call to the nearest Spanish embassy in your home country (if you are living there), as the time taken to give the appointment is substantially reduced in comparison with the Spanish offices.

If you decide to do it in Spain you should follow the next steps:

  1. Download and fill in the application form:

You can download the form to get the NIE here (Form EX 15 “Solicitud de Número de Identidad de Extranjeros y Certificados”). As all documents are in Spanish, (and must be filled in this language), we have included a PDF with the translation of all the fields that you can download here. Please note that the form must be in Spanish, the English version is just to help you fill it. It doesn’t replace the original one in any case

  1. Apply online for the payment of the NIE

Fill in the MODELO 790-012 (must be filled online and printed), to be paid in the bank. When filling you should include your passport number in the “Nif/ Nie” field, and your personal data on the rest (name and surname, and address).

After filling your personal data, go to the forth section “ Documentos de identidad y títulos y documentos de viaje a extranjeros indocumentados y otros documentos” and select “Asignacion de Número de Identidad de Extranjero (NIE) a instancia del interesado”.

Go to the bottom of the page, choose your payment method (charged in your bank account or paid in cash.) and click on “Descargar Impreso Rellenado” to download the form filled. Don’t forget to take it to the office the day of your appointment.

  1. Make an appointment online:

In this webpage you can select the province where you want the appointment to take place and click on “Aceptar” In this case we are doing it in “Malaga”

Select “CNP- Certificados y asignación NIE”, on the following screen and click on “aceptar”

A text compiling all the documentation you should bring will appear. If you have printed and filled all the documents mentioned in the above steps, and have your passport and a copy of it, you can go on and request your appointment. Click on “Entrar”.

In the next step you have to fill your personal data. Select passport and fill in your Passport number, name and surname.

Select the day you want the appointment to take place by clicking on  “solicitor cita”. Note some offices can’t give appointments sooner than one or two weeks.

  1. Check you have all the documentation ready:
  • A valid EU passport and a copy
  • Completed EX – 15 Form (step 1) in spanish.
  • Complete Modelo 790 (for the payment, step 2)
  • Proof of the economic, professional or social interests justifying the application:
    • a contract showing you are going to buy a property in Spain or a Car, etc)
    • Proof that you can live in Spain without working
    • Acceptance letter from the school if you are a student

You can also go with your passport only without any proof of the interests, but the NIE will only be valid for 3 month until you have one of the above documents to proof your interests.

All documents must be in Spanish. If they are originally in other language, they must be translated into Spanish with a certified translation.

  1. Attend to your appointment with all the documents and wait It can take up to two weeks.

In Andalucia Realty, our aim is to simplify as much as possible the process of buying a property in Spain, and  we help our clients to get the NIE, guiding them and compiling all the documentation needed.

How to get the Golden Visa in Spain to obtain the Residency Permits

How to get the Golden Visa in Spain to obtain the Residency Permits

In order to obtain the Golden Visa in Spain you need to do an investment of 500.000€ or more in real estate. This investment will grant a Family Residency permit.

In 2013 the Spanish Government, to stimulate the real estate sector, introduced a law in which was stated that, in return of an investment of 500.000€ or more, people from outside the European Union can get the Spanish Residency Permits.   This Residency Law enables non-EU citizens to stablish in Spain and to travel freely in the European Country.

This family residence permit will include both husband and wife as well as any children below 18 years old. As the law requires that each applicant makes an investment, children older than 18 will have to make a second investment.

However, an investment of 500.000€ in Real estate, is not the only way to obtain the Investor Residency visa. Any of the following investments are valid:

  • Investing at least 2.000.000€ in Spanish Treasury bonds
  • Investing at least 1.000.000€ in shares of Spanish Companies
  • Depositing at least 1.000.000€ in Spanish bank accounts
  • Investment of 500.000€ in real estate in the Spanish territory

This new law is made for individuals whose main residence would not be Spain. Compared with the common way of obtaining the visa, this golden visa allows the investor to travel to Spain only once during the validity of the visa, while before it was necessary to stay at least six months in the Spanish territory.

It is possible to renew the Spanish investor visa after two years, and once five years have passed, it is possible to obtain a permanent residence or even the Spanish citizenship after a period of 10 years.

The requirements for the applicants are:

  • Not being a EU citizen
  • Be 18 years old or older.
  • Don’t have any criminal record in Spain or in the country where he or she has resided for the past five years.
  • Don’t be already in Spain in an irregular situation
  • Have access to medical insurance
  • Be solvent
  • Pay the application fee

There are other concerns about applying for the Visa, for example: a mortgage can be requested but only for the excess above 500.000€. It is compulsory that a minimum of 500.000 is invested without any loan or mortgage (weather national or foreign). VAT is also excluded, meaning that if you are purchasing a property, the price before taxes must be 500.000€ minimum.

Note that this proposal is not retro-active, meaning that if you had purchase a property over 500.000 before this law was published, you can’t benefit from it.

From Andalucia Realty, we will guide you in the process of finding a property that fulfills all your requirements and needs, and our expert lawyers will help you getting the investor visa if you wish so.

La Zagaleta - the Most luxurious houses in Spain

La Zagaleta  – the Most luxurious houses in Spain

La Zagaleta is renowned to host the most luxurious houses in Spain. Only stunning luxury villas and huge mansions are located in this famous urbanization of Marbella, home of distinguish celebrities and big fortunes as George Clooney, Sean Conery or Zinedine Zindane, who have fallen for the charms of the Costa del Sol, its stunning weather and the incredible lifestyle of the area.

The beginnings of this area go back to with the Saudi Businessman of Adnan Khashoggi, that due to his misfortune, had to sell a plot of incredible sea views and nature beauty: The foundations of what today is known as La Zagaleta.

After several owners, the Spanish Banker Enrique Pérez Flores started the company La Zagaleta Group, which oversees this 10 million square meters plot and are in charge of building new mansions.

This community is settled on the top of a hill in Marbella, in one of the most private and luxury areas of Spain. Thanks to its elevated position, most of the houses have uninterrupted sea views and a very private location. All villas in La Zagaleta have a massive plot, making that any property can’t be seen from others’ house, guaranteeing their total privacy.

Security is of major importance in this community: 24h armed security patrolling around, CCTV, and a exhaustive access control: no one goes in without previous authorization. The safety and privacy of the owners in La Zagaleta is a main concern. So much so that not everyone can buy a property here, regardless how much money they have. It is rumored that celebrities such as Shakira or even Beckham were rejected as new owners.

With more of 300 days of sun per year, and offering the largest range of activities in the Costa del Sol at any season, it is not hard to see why Hollywood stars have chosen Marbella as its favorite location.

Doesn’t matter if you are a keen golfer, a beach lover or you prefer hiking in the Nature, ¡All is possible in Marbella!

But La Zagaleta, although the most exclusive place, is not the only renowned community for Luxury villas in Marbella: Sierra Blanca, Nagüeles, Puerto Banús or the Golden Mile, are highly renowned for its mansions and luxury lifestyle.

How to open a bank account in Spain for UE citizens

How to open a bank account in Spain for UE citizens

If you are planning to live in Spain, receiving and making payments, namely buying a property in Spain, will be easier if you open a Bank account. If you don’t know how to open a Bank account in Spain, this article will guide you through it.

There are two different types of bank accounts: Resident and Non-Resident accounts. People who live less than 183 days (Six months) in Spain are considered non-residents, and will need the following documents:

  • A non-resident certificate: this document can be gotten in any National Police Station. The bank is usually in charge of getting this document for you, however you will be charged for it (around 15€-20€). This process will take approximately 10 days.
  • A passport or ID card.
  • A proof of employment status (employment contract, unemployment documentation, student card….)

All these documents must be in Spanish or officially translated.

If you want to buy a property in Spain, having a Bank account is highly recommended, but be aware that for this purchase, the money should be transferred from your personal bank account in your original country. Doing this transference from off shore accounts or foreigner societies is highly inadvisable.

Spain has over 170 financial institutions, most of which offer accounts for daily uses and will help you in opening a non-residents account. Be aware that most banks charge an annual fee for administration of the account and/or additional charges for credit cards, transferences, debits cards or withdrawals from other banks’ ATM.

These charges can be usually avoided having minimum purchases with the cards, or setting up direct deposits for the main house expenses and supplies (telephone, gas, electricity, water…)

Having an account in Spain has many advantages as you can benefit of easier access to loans and mortgages or lower exchange rates when transferring money.

In Andalucia Realty we will introduce you to the branch’s directors of the main banks in the area and guide you through the process of purchasing a property in Spain.

IVA (VAT) and ITP in Spain: When do I have to pay it?

IVA (VAT) and ITP in Spain: When do I have to pay it?

It does not matter if you have just started looking for your ideal home or if you have been already searching for a while; most surely the terms “ITP or IVA” had pop out while looking to Property portals or real estate agencies , but what is IVA and what is ITP? And in which case applies each one?

Buying a property in Spain has different costs and expenses depending on which type of property you are buying, your personal conditions (age, legal status, nationality…) and even on which autonomous community you are thinking to buy.

As this might be very complicated at the begining for most of buyers, we are going to explain the two most important taxes that applies to all properties:

  • IVA (or VAT in English) is a tax charged on most goods and services in Spain. The full rate and the most common one is 21%. However, on property sales it is reduced to 10%, only lands for property developments are charged at 21%, therefore be aware of which kind of property you want to buy and its taxation.
  • ITP is a tax depending on the autonomous community. Is considered a transfer tax that in Andalucia is rated as following:

The main difference among these two taxes is that IVA (or VAT) is only charged to new property sales, while when buying a second-hand home you must pay ITP, which will be calculated depending on the community (Notice it is an accumulative tax).

Our aim is to make the process of buying a property in Spain as simple as possible for our clients, that’s why we will advise you through all steps of the purchase.  The agency has the duty of informing the client with all these details, that must be resume in a document called DIA (compulsory in Andalucia).

You can know more about the documents needed to buy a property in Spain and about ITP in Andalucia, and other taxes and useful advices in our Real Estate Blog.

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